Effective Date: 2026
Welcome to Billionaires Clvb ("Company," "we," "our," or "us"). These Terms & Conditions govern your access to and use of our website, educational platform, consulting services, funding services, digital resources, and related offerings available through www.billionairesclvb.com (the "Website").
By accessing or using our Website, purchasing any products or services, or becoming a member of Billionaires Clvb, you agree to be bound by these Terms & Conditions. If you do not agree, please discontinue use of our Website and services.
1. Educational Purposes Only
Billionaires Clvb provides educational content, business consulting, coaching, and informational resources designed to help individuals improve their understanding of entrepreneurship, business ownership, financial literacy, business credit, funding, investing, and wealth-building strategies.
Nothing contained within our Website, University, consulting services, or educational materials should be interpreted as legal, tax, accounting, financial, investment, lending, or other professional advice.
You should consult appropriately licensed professionals before making financial, legal, tax, or investment decisions.
2. Membership & Account Access
Certain features of our Website require an active membership or account.
By creating an account, you agree to:
Provide accurate and current information.
Maintain the confidentiality of your login credentials.
Accept responsibility for all activity under your account.
Notify us immediately of any unauthorized access.
We reserve the right to suspend or terminate accounts that violate these Terms.
3. Intellectual Property
Unless otherwise stated, all content on the Billionaires Clvb Website—including but not limited to:
Videos
Courses
Training materials
PDFs
Worksheets
Templates
Logos
Graphics
Branding
Text
Software
Educational resources
is the exclusive property of Billionaires Clvb or its licensors and is protected by applicable intellectual property laws.
You may access these materials solely for your personal educational use.
You may not:
Copy
Reproduce
Redistribute
Sell
License
Modify
Publish
Upload
Share publicly
Repurpose
Create derivative works from
any portion of our content without prior written permission.
4. Consulting Services
Private consulting services are provided for educational and strategic guidance.
Participation in consulting does not create an attorney-client, accountant-client, financial advisor-client, or fiduciary relationship.
Recommendations are based on information provided by the client, and implementation decisions remain solely the client's responsibility.
5. Funding Services
Billionaires Clvb helps qualified individuals and businesses prepare for funding opportunities and may introduce clients to third-party lenders, financial institutions, or funding partners.
We do not guarantee:
Loan approvals
Credit approvals
Funding amounts
Interest rates
Lending terms
Financing availability
All lending decisions are made exclusively by the applicable financial institution according to its underwriting guidelines.
6. Community Guidelines
Members may have access to private communities, forums, live calls, and networking groups.
By participating, you agree to:
Treat others respectfully.
Avoid harassment, discrimination, or abusive conduct.
Refrain from posting unlawful, misleading, or offensive material.
Respect the confidentiality of other members.
Avoid unauthorized promotion or solicitation.
We reserve the right to remove any content or terminate memberships that violate these guidelines.
7. User Content
If you submit comments, reviews, testimonials, questions, or other content through our Website or community platforms, you represent that:
You own or have permission to share the content.
The content does not infringe upon the rights of others.
The content is lawful and appropriate.
By submitting content, you grant Billionaires Clvb a non-exclusive, royalty-free license to use, reproduce, publish, and display such content for promotional, educational, or marketing purposes unless otherwise agreed in writing.
8. Third-Party Links
Our Website may include links to third-party websites, services, lenders, software providers, or partner organizations.
These links are provided for convenience only.
Billionaires Clvb is not responsible for the content, privacy practices, products, or services offered by third parties.
Your interactions with third-party providers are governed by their own terms and policies.
9. Cookies
Our Website uses cookies and similar technologies to improve your browsing experience, analyze website traffic, personalize content, and enhance functionality.
By using our Website, you consent to the use of cookies in accordance with our Privacy Policy.
10. No Earnings or Results Guarantee
Education alone does not guarantee results.
Any examples of financial outcomes, business growth, funding approvals, investment performance, or income discussed on our Website or within our educational materials are provided for illustrative purposes only.
Individual results vary based on many factors, including experience, effort, market conditions, financial circumstances, and implementation.
We make no guarantee that you will achieve any specific financial, business, investment, or funding outcome.
11. Limitation of Liability
To the fullest extent permitted by applicable law, Billionaires Clvb and its owners, employees, contractors, affiliates, partners, and representatives shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from:
Use of the Website
Educational materials
Consulting services
Funding introductions
Business decisions
Investment decisions
Technical interruptions
Third-party services
Your use of our services is at your own risk.
12. Indemnification
You agree to defend, indemnify, and hold harmless Billionaires Clvb, its officers, employees, affiliates, contractors, and partners from any claims, damages, liabilities, costs, or expenses arising from:
Your use of the Website.
Your violation of these Terms.
Your violation of applicable laws.
Your infringement of any third-party rights.
13. Changes to These Terms
We reserve the right to modify these Terms & Conditions at any time.
Updated versions will be posted on this page with a revised Effective Date.
Your continued use of the Website after changes become effective constitutes acceptance of the revised Terms.
14. Governing Law
These Terms & Conditions shall be governed by and interpreted in accordance with the laws applicable in the jurisdiction where Billionaires Clvb operates, without regard to conflict-of-law principles.
15. Contact Us
If you have questions regarding these Terms & Conditions, please contact us through the contact information provided on our Website.
Disclaimer
Billionaires Clvb provides educational content, coaching, consulting, and informational resources only.
We do not provide legal representation, accounting services, tax advice, financial advisory services, investment management, or lending services. Where appropriate, we may refer clients to licensed professionals or third-party providers.
Any references to funding, business success, investing, credit improvement, or financial outcomes are for educational purposes only and should not be interpreted as guarantees or promises of future results. Individual outcomes depend on many factors beyond our control.